Financial Aid
How to Pay for our
Career Training PROGRAMS
Worried about How to Pay for School?
Making a decision to continue your education can be intimidating—we get it. You may be asking yourself: Can I do this? Can I afford to pay for this?
These are VERY common questions. The best way to get these questions answered, and more, is to come check us out.
All you have to do is pick a date and a time that works best for you and show up!
Step 1:
Learn the Basics of J-Tech Financial Aid & Tuition
The first step is understanding J-Tech Tuition, your financial aid options, and the FAFSA process (Free Application for Federal Student Aid). Start here to learn about tuition, grants, scholarships, and how financial aid works at J-Tech.
Our team will personally guide families through the entire process—from correctly completing forms to ensuring all required documents are submitted. After FAFSA submission, they’ll review the results/estimates, clarify how much aid the student may qualify for, and discuss options.
Key Points
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The FAFSA is essential for determining financial aid.
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Dependent students must include parent info; independent students follow different rules.
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Help is provided start to finish: forms, documentation, and interpreting aid estimates.
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Parent PLUS loans can fill remaining gaps.
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Families are invited to ask questions throughout the process.
Ready To Dive in? Connect with us to help you on your journey!
Step 2
Get 1-on-1 Help from Our Financial Services Team
Think of our Financial Services Team as your support crew.
Still have questions? Don’t worry — you don’t have to figure it out alone. At J-Tech, our dedicated Financial Services Team is here to help with FASFA (Federal Application For Student Aid), Pell Grant, Grants, Sholarships, and Loans, and to guide both students and parents through the entire financial aid process from your very first visit through graduation.
Here’s how our support crew helps:
Personalized 1-on-1 guidance
no cookie-cutter answers, just advice tailored to your unique family situation.
Financial Aid Made Clear
FAFSA, Federal Student ID, Pell Grants, Florida state grants, and veteran benefits explained in plain language.
Scholarship Opportunities
including options only available to J-Tech students.
Flexible payment plans
designed to fit your budget so you can focus on training instead of worrying about bills.
Support for Parents
dedicated meetings to walk families through every option so everyone feels confident about the plan.
Ongoing Financial Literacy
budgeting, interest, evaluating job offers, and understanding benefits are built into your training and curriculum.
Career-Ready Support
connect with faculty, admissions, and potential employers through career fairs and evening classes for working students.
We’re here every step of the way so you can focus on your training and future career.
The best way to connect is to book a campus tour with your parents. Relax, we got you!
Step 3:
Financial Aid Support for Parents
Parents, you’re a vital part of your student’s journey at J-Tech. We understand that planning how to pay for school can feel overwhelming, which is why our Financial Services Team meets with families one-on-one to walk through every option.
Together, we’ll review eligibility for financial aid, scholarships, and benefits, and create a plan that works for your budget. Our goal is to give you confidence in the process so your student can focus on their training, career goals, and future success—knowing their family has the support they need every step of the way.
Applying for
Financial Aid
Financial Aid is Available for Those Who Qualify.
Individuals interested in applying for financial aid must meet with a Financial Aid Officer at the campus.
Individuals must fill out the Free Application for Federal Student Aid (FAFSA®) and other paperwork required by the Financial Aid Office.
Jones Technical Institute, a nonprofit institution, participates in a variety of financial aid programs supported by the U.S. Department of Education. The objectives of these programs is to provide funds for students who would not otherwise be able to continue with their education. Students must meet eligibility requirements in order to participate.
Jones Technical Institute administers its financial aid programs in accordance with prevailing federal and state laws and its own institutional policies. Students are responsible for providing all requested documentation in a timely manner. Failure to do so could jeopardize the student’s financial aid eligibility.
In order to remain eligible for financial aid, a student must maintain satisfactory academic progress as defined in the Jones Technical Institute Catalog. It is recommended that students apply for financial aid as early as possible in order to allow sufficient time for application processing. Financial aid is awarded on an award-year basis; therefore, it may be necessary to re-apply for aid for each award year. Students may have to apply for financial aid more than once during the calendar year, depending on their date of enrollment. Students who need additional information and guidance should contact the Financial Aid Office.
Financial Aid
Programs
This is a federal aid program designed to make funds available to those who qualify in approved schools. No repayment is required.
This grant is only given to students who qualify with exceptional financial need who received a Federal Pell Grant. Funds are limited and awarded based on availability. No repayment is required.
Federal Direct Stafford and PLUS Loans enable students/parents to borrow directly from the U.S. Federal Government in order to finance educational expenses. These loans are available for students who qualify.
Subsidized Stafford Loans are for students with financial need as determined by federal regulations. No interest is charged while you are in school at least half-time.
Unsubsidized Stafford Loans are for students and are not based on financial need. Interest is accrued during all periods.
William D. Ford Federal Direct PLUS Loans are low-interest loans for parents to help their children meet the cost of post-secondary education. These loans are not based on need, but when combined with other resources, cannot exceed the student’s cost of attendance. A credit check on the parent borrower is required and either or both parents may borrow through this program. Repayment begins within 60 days of final disbursement of the loan within a loan period. However, parents may request deferment of payments while the student is attending at least halftime.
Note: Repayment of subsidized and unsubsidized loans begins six months after the student graduates, withdraws from school, or falls below half-time enrollment status.
Scholarships available include the Florida Bright Futures Scholarship Program and the Children of Deceased or Disabled Veterans or Children of Servicemen Classified as Prisoners of War or Missing in Action Scholarship.
NOTE: Students can contact their Financial Aid Officer or go to floridastudentfinancialaidsg.org to learn more about student financial assistance.
NOTE: Students can contact their Financial Aid Officer or go to studentaid.gov to learn more about student financial assistance.
Financial Aid
Eligibility
Before you can receive federal financial aid, you must meet certain requirements set by the U.S. Department of Education. These rules ensure aid is awarded fairly and used to support your education at an eligible institution like J-Tech. All financial aid awards are made for one year or less.
After the following eligibility requirements are met and aid has been awarded, it will be delivered by payment period and the funds will be credited to the student’s account. To be eligible to receive an award, a student should review the eligibility requirements below.
Basic Eligibility Requirements
Students must:
- Be a U.S. citizen, U.S. national, or eligible non-citizen, and be enrolled or accepted as a regular student in an eligible program.
- Provide a valid Social Security number (except for certain U.S. territory residents).
- Not be simultaneously enrolled in a secondary school.
- Have a high school diploma, GED, approved homeschool completion, or meet ability-to-benefit criteria for career training programs.
- For Federal Pell Grants and FSEOG, not have previously earned a bachelor’s degree.
- Have financial need, as defined by the program (not required for unsubsidized or PLUS loans).
- Maintain Satisfactory Academic Progress (SAP) as defined by J-Tech policy.
- Not be in default on any federal loan or owe repayment on a federal grant.
- Not have borrowed beyond annual or aggregate loan limits.
- Not have been convicted of or pled guilty/no contest to fraud involving Title IV financial aid.
- Sign the FAFSA certification that federal student aid will be used only for educational purposes.
- Be enrolled at least half time to receive federal student loans.
- Provide consent to transfer federal tax information through the IRS Direct Data Exchange when completing the FAFSA.
- Complete all required financial aid applications each academic year and continue to demonstrate financial need, if applicable.
- Comply with J-Tech’s drug-free policy.
Recent Policy Updates
- Selective Service registration is no longer required for federal financial aid eligibility.
- The FAFSA no longer includes questions about drug convictions; such convictions do not affect federal aid eligibility.
- The Federal Family Education Loan (FFEL) Program has been discontinued; all new federal loans are issued through the William D. Ford Federal Direct Loan Program.